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Educational Series
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Contact Me
CONTACT ME
Alfonso Ruano
President & CEO
TIME Lending
President & CEO
TIME Lending
NMLS #1410533
CONTACT ME
Contact Me
(323) 230-6549
alfonso@timelending.net
www.timelending.net/
alfonso@timelending.net
www.timelending.net/
CONTACT ME
Educational Series
What Causes Mortgage Rates to Change?
The 2 Components of Mortgage Rates: Upfront Cost and the Rate Itself
All About Locking Your Mortgage Rate
What are Mortgage-Backed Securities?
No, The Fed Hike Doesn't Mean Anything For Mortgage Rates
Average Mortgage Rates
Mortgage News Daily
MBA
Freddie Mac
Rate
Change
Points
30YR Fixed
7.22%
-0.08
--
15YR Fixed
6.85%
-0.06
--
30YR FHA
6.89%
-0.06
--
30YR Jumbo
7.40%
-0.05
--
7/6 SOFR
6.73%
+0.02
--
30YR VA
6.90%
-0.07
--
Source: Mortgage News Daily
Rate
Change
Points
30YR Fixed
7.37%
+0.25
0.76
15YR Fixed
6.70%
+0.27
0.85
30YR FHA
7.12%
+0.34
1.07
30YR Jumbo
7.28%
+0.13
0.64
7/6 SOFR
6.41%
+0.31
1.20
Source: The Mortgage Bankers Association
Rate
Change
Points
30YR Fixed
7.24%
+1.03
0.00
15YR Fixed
6.60%
+1.13
0.00
Source: Freddie Mac
MBS and Treasury
Price / Yield
Change
UMBS 6.0
100.22
+0.47
UMBS 6.5
101.95
+0.39
10 YR Treasury
4.891
-0.61
30 YR Treasury
5.280
-0.75
Pricing as of:
11/4 3:01PM
EST
Recent Housing Data
Value
Change
Mortgage Apps
195
3.39%
Existing Home Sales
3.99M
0.25%
Builder Confidence
29
-9.38%
Building Permits
1.4M
0.43%
Housing Starts
1.22M
-4.24%
Economic Calendar
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