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Contact Me
CONTACT ME
Alfonso Ruano
President & CEO
TIME Lending
President & CEO
TIME Lending
NMLS #1410533
CONTACT ME
Contact Me
(323) 230-6549
alfonso@timelending.net
www.timelending.net/
alfonso@timelending.net
www.timelending.net/
CONTACT ME
Recent News
Big Inflation Victory Gets Rates Back to Lowest Levels Since March
6/14/2024
Wild Week in Response to Economic Data And There's More On The Way
6/7/2024
Plenty of Rate Volatility Despite Holiday-Shortened Week
5/31/2024
The Fed is No Longer Eager to Cut Rates And The Market Knows It
5/24/2024
Hotly Anticipated Inflation Data Keeps Hope Alive
5/17/2024
The Upcoming Week Will Be Significantly More Volatile
5/10/2024
Despite Bigger Bumps, Fed Still Sees Path to Lower Rates
5/3/2024
Expect Tougher Talk From The Fed After This Week's Inflation Data
4/26/2024
The Case of The Disappearing Rate Cuts
4/19/2024
Rates Rocked by Inflation Data
4/12/2024
Reasonably Resilient Rates Waiting to See Wednesday's Inflation Data
4/5/2024
Tame Week For Rates and Housing Data, But Change is Coming
3/28/2024
Fed Surprisingly Calm on Inflation Risk; Home Sales Improve
3/22/2024
On The Road To Rate Cuts, Markets Asking "Are We There Yet?" (Spoiler Alert: No)
3/15/2024
Lowest Rates in Over a Month. Upcoming Inflation Data Casts a Critical Vote
3/8/2024
Rates Defend The Ceiling. High Stakes Week(s) Ahead
3/1/2024
Short, Quiet Week, But With Some Hopeful Hints For Housing and Rates
2/23/2024
Rates Bounce Higher as Inflation Data Throws a Wrench in The Outlook
2/16/2024
Conflicting News on Rates, But Everyone Agrees on The Next Main Event
2/9/2024
Worst Day For Rates in More Than a Year After Jobs Report, But It's Not as Bad as it Sounds
2/2/2024
What's At Stake With The Upcoming Fed Meeting?
1/26/2024
Highest Mortgage Rates in More Than a Month, But There Are Silver Linings
1/19/2024
Inflation Data Keeps Low Rate Hopes Alive
1/12/2024
Let's Talk About The Spread Between Mortgage Rates And The 10yr Treasury
1/5/2024
Calm Week to End Not-So-Calm Year
12/29/2023
Have Rates Improved Too Quickly And Is The Fed Being Rational?
12/22/2023
The Dots Put an Exclamation Point on Record-Breaking Drop in Rates
12/15/2023
What's at Stake With Next Week's Fed Announcement and Inflation Data?
12/8/2023
What New Loan Limits Mean; Should We Worry About "Worst Ever" Pending Home Sales?
12/1/2023
Housing Market Thankful For Lower Rates But The True Test is in Early December
11/22/2023
Cooler Inflation Prompts Big Shift in Rate Outlook
11/17/2023
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Average Mortgage Rates
Mortgage News Daily
MBA
Freddie Mac
Rate
Change
Points
30YR Fixed
7.22%
-0.08
--
15YR Fixed
6.85%
-0.06
--
30YR FHA
6.89%
-0.06
--
30YR Jumbo
7.40%
-0.05
--
7/6 SOFR
6.73%
+0.02
--
30YR VA
6.90%
-0.07
--
Source: Mortgage News Daily
Rate
Change
Points
30YR Fixed
7.37%
+0.25
0.76
15YR Fixed
6.70%
+0.27
0.85
30YR FHA
7.12%
+0.34
1.07
30YR Jumbo
7.28%
+0.13
0.64
7/6 SOFR
6.41%
+0.31
1.20
Source: The Mortgage Bankers Association
Rate
Change
Points
30YR Fixed
7.24%
+1.03
0.00
15YR Fixed
6.60%
+1.13
0.00
Source: Freddie Mac
MBS and Treasury
Price / Yield
Change
UMBS 6.0
100.22
+0.47
UMBS 6.5
101.91
+0.35
10 YR Treasury
4.889
-0.63
30 YR Treasury
5.278
-0.78
Pricing as of:
11/4 3:10PM
EST
Recent Housing Data
Value
Change
Mortgage Apps
195
3.39%
Existing Home Sales
3.99M
0.25%
Builder Confidence
29
-9.38%
Building Permits
1.4M
0.43%
Housing Starts
1.22M
-4.24%
Economic Calendar
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