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Contact Me
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Rob Garcia
Senior Vice President
GenPoint Mortgage
Senior Vice President
GenPoint Mortgage
1426564
6151 Lake Osprey Drive Ste 300 Sarasota, FL 34240
CONTACT ME
Contact Me
813-951-7573
rob@genpointmortgage.com
rob@genpointmortgage.com
CONTACT ME
Recent News
Inflation Told Rates to Rise. Rates Didn't Listen
3/28/2025
If The Fed Didn't Cut Rates This Week, Why Did Rates Fall?
3/21/2025
Interest Rates Had a Boring Week, And That's a Good Thing
3/14/2025
The Secret Reason That Rates Bounced This Week
3/7/2025
Mortgage Rates Closing in on 4 Month Lows
2/28/2025
Lowest Rates in 2 Months. Was it The Fed or Econ Data?
2/21/2025
The Unlikely Story of Mortgage Rates Falling to 2 Month Lows Despite Higher Inflation
2/14/2025
Despite Apparent Volatility, Rates Have Been Surprisingly Calm
2/7/2025
Bonds Brace For Tariff Impact, Just Like Last Time
1/31/2025
Can Trump Actually Force Rates to Move Lower?
1/24/2025
Rates Recover After Tame Inflation Data
1/17/2025
Highest Mortgage Rates in 7 Months After Upbeat Jobs Report
1/10/2025
Mortgage Rates' Holiday Break Ends With Next Week's Economic Data
1/3/2025
Let's Try Something New For 2025
12/27/2024
Once Again, Mortgage Rates Shoot Higher After a Fed Rate Cut
12/20/2024
Fed Will Cut Next Week, But They're Not Cutting Mortgage Rates
12/13/2024
Waiting Game is Over and Rates Are Moving
12/6/2024
Rates and Housing Back in The Waiting Game
11/22/2024
Are Rates Done Freaking Out Yet?
11/15/2024
How The Election and The Fed Impacted Rates
11/8/2024
Rates Refuse to Drop Ahead of Election. How About After?
11/1/2024
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Go to LIVEMORTGAGERATES.COM to see live rates I can offer!
Average Mortgage Rates
Mortgage News Daily
MBA
Freddie Mac
Rate
Change
Points
30YR Fixed
7.27%
-0.02
--
15YR Fixed
6.92%
-0.03
--
30YR FHA
6.90%
-0.01
--
30YR Jumbo
7.55%
0.00
--
7/6 SOFR
6.78%
-0.10
--
30YR VA
6.91%
-0.01
--
Source: Mortgage News Daily
Rate
Change
Points
30YR Fixed
7.37%
+0.25
0.76
15YR Fixed
6.70%
+0.27
0.85
30YR FHA
7.12%
+0.34
1.07
30YR Jumbo
7.28%
+0.13
0.64
7/6 SOFR
6.41%
+0.31
1.20
Source: The Mortgage Bankers Association
Rate
Change
Points
30YR Fixed
7.24%
+1.03
0.00
15YR Fixed
6.60%
+1.13
0.00
Source: Freddie Mac
MBS and Treasury
Price / Yield
Change
UMBS 6.0
99.85
+0.03
UMBS 6.5
101.69
+0.04
10 YR Treasury
4.902
-0.21
30 YR Treasury
5.270
-0.56
Pricing as of:
11/2 8:59AM
EST
Recent Housing Data
Value
Change
Mortgage Apps
195
3.39%
Existing Home Sales
3.99M
0.25%
Builder Confidence
29
-9.38%
Building Permits
1.4M
0.43%
Housing Starts
1.22M
-4.24%
Economic Calendar
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